labrazil.blogg.se - Amazon credit card review

While you may argue, there are credit and debit cards that offer 0% forex markup. HDFC Infinia has a low forex markup of 2%. That’s not all it gives unlimited lounge access to all add-on cardholders. HDFC Infinia is again one of the very few cards that offer unlimited lounge access both within India and outside. ( Full list here) Unlimited lounge access You can buy gift vouchers from Amazon, Flipkart, Croma, Vijay Sales, Tata Cliq, Reliance Smart, BigBasket, Blinkit, Swiggy, Zomato, Ola and many more. These brand vouchers in turn can be used for many daily purchases. Gift vouchers bought on SmartBuy give a 16.5% reward rate. Even train ticket booking on IRCTC will give a nearly 10% reward rate. Flight and bus booking will give a 16.5% reward rate. If you travel frequently then booking hotels will give a 33.3% reward rate. This is where HDFC Infinia really shines.You get an accelerated reward rate for doing anything and everything on Smartbuy. HDFC SmartBuy portal gives 3-10x reward points on HDFC Infinia credit card. The current favourite Axis Magnus has a base reward rate of only 1.2%. Only matched by HDFC Diners Black and StanC Ultimate. Positives of HDFC Infinia Credit Card Highest base reward rateĪt a 3.3% reward rate, HDFC Infinia has the highest base reward rate in the industry.

Good rapport with your RM or branch manager.😈.

the number of loan accounts, balance in SA/CA/TD account etc.

The number of relationships with the bank.

Existing HDFC credit card with a limit of 8-10lakhs and last 6 months spends of 7-8lakhs.

You need to meet at least one of the below to get this card. The eligibility criteria remain a bit sketchy but something that I have gathered from the internet, talking customer care and social media sites are as follows. Further, during the credit card issuance ban on HDFC Bank (2020-2022), the bank doled out HDFC Infinia to many customers as an upgrade. However, there are cases where people got this card by simply requesting it.

Lounge Access: Unlimited domestic and international lounge access for primary and add-on cardholders.Įligibility criteria for HDFC Infinia Credit Cardīank’s official stance is that HDFC Infinia is an invite-only credit card.

Book a stay for 3-nights and pay for two at participating ITC hotels.

1+1 buffet dinner at selected ITC hotels.

(Starting Jan 2023, rent payment will not get any reward points.)

Rent payment reward point capping at 2000 RPs per month, i.e.However, SmartBuy reward points accrual has monthly and daily caps, which may limit the reward rate.

Accelerated Reward Rate: 3x-10x RPs on HDFC SmartBuy, i.e.

No reward points for fuel, wallet load and EMI (EasyEMI and SmartEMI) spends. Base Reward Rate: 3.3% reward rate (5 reward points on 150 spent.